Three unexpected surgeries and follow-up therapy within a span of a few months emptied our emergency funds. What happens when what you’ve put aside is not enough?

Larry and I invited his mother to live with us when we saw her independence waning. But, she refused to leave her home state. Larry sent her monthly checks, but we didn’t know what we’d do when she required full-time care. Neither she nor we had the resources to cover it—and I’m no Florence Nightingale.
Before I share what happened in these situations, I want to talk about the difference between being faithful and being responsible.
- Faithfulness is doing our best in the power of the Holy Spirit and leaving the results to God.
- Being responsible is working hard and taking responsibility for the results.